Bring technology to your business.

Innovative payment solutions to save
time and fuel growth.

MERCHANT
SERVICES

SALES PARTNERS​

INTEGRATIONS​

DEVELOPERS​

A scalable payment platform that grows with your business.​

An omnichannel payment solution for your entire office.
 

Integrations with powerhouse brands

PayTrace Benefits

Intelligently-designed payments

Build a better payment workflow. ​

You’re seeking how to gain efficiencies for your business the best way possible. Our payment infrastructure streamlines your entire payment process.​

It’s easy & reliable.

We’re always on, with payment acceptance options that deliver uptime of 99.98%. Sign up, get synced, and forget about it. Our technology team rolls out daily updates, so your transactions stay secure.

Best rate qualification.

We sweat the small stuff. PayTrace uses qualified data to ensure merchants can access the best available interchange rates. Our Level II and Level III expertise means you’ll see significant savings on B2B and B2G transactions.

5-star support.

We believe in supporting our products and you. Our client support team is real and based in the Pacific Northwest. They’re available and ready to help you be successful.

PCI compliant – security matters.

We’ve created a secure environment so that merchants have less liability. We’ve assumed the liability of storing credit card data, encrypting sensitive information in our vault with every transaction.

API access granted – no coding necessary.

Use the software you already have with our simple JSON API. PayTrace has dozens of pre-configured integrations you can activate yourself, with leading accounts receivable, ERP, and various web-based solutions.

B2B Payment Services to Fuel
Your Business

B2B merchants need a digital payment
solution that’s just the right fit.

Selling B2B payments is your
next growth opportunity.

The B2B payments market is 3 times the consumer market
WITH untapped growth potential.

B2B is distinct from traditional payments.

PayTrace finds that B2B companies focus too much on the card
percentage rate and often do not calculate the value of what businesses
want most: To get paid quicker.

Lower high costs by leveraging
interchange optimization with PayTrace.

Accelerate your access to payments,
improving financials with PayTrace.

Accounting/ ERP/
e-commerce integrations

Level II & Level III

Recurring/ subscription
billing

Invoicing

Government contracts

A look at the big picture

Grow your business with leading B2B technology

For nearly two decades, we’ve helped merchants find opportunities and qualify for interchange optimization. We’re the B2B payment experts, helping merchants build better, more reliable payment solutions. With a deep roster of ISV partners, more than 300 reselling partners, and a 5-star client service team supporting your business, PayTrace has a solution that fits any part of your office.
 

$43B+

PayTrace settled $43B in 2021.
$24B+ on eligible Level II & Level III
cards.

40k+

Delighting well over 40,000 happy
merchants

18+ Years

PCI-validated since PayTrace was
founded in 2004

True to Pacific NW​

Our PNW client support team is
essential to your success​

Benefits of processing on our
own payment network.

Our parent company, NAB is the first ever to process credit cards online, utilize tokenized transactions, and deliver online reporting to merchants

We are a PCI-compliant processor utilizing fully integrated EMV, tokenization, and encryption technologies in a secure end-to-end solution

We offer a no-fee gateway solution. Plus, compatibility with Authorize.net, USAePay, Velocity, Inovio, NMI, Verosa, and Plug'n Pay

Free virtual terminal for every mid-Level II and III transactions

E-commerce solutions including shopping cart integrations and website/email Pay Now actions, hosted checkout solutions, and more

Next-day funding accommodates 12 am ET cut times, or same-day funding with cut times as late as 10:30 am ET

Semi-integrated EMV solutions with a growing list of partners including MICROS, HotSauce, Grubbrr, GiveHub, Vend, plus more

FREE recurring billing

Making merchants happy across industries

Your payment platform that easily adapts from B2B, construction, and parking to professional offices. We understand the evolving ways market verticals want to accept payments and our software solution is ready.

Explore market verticals where we really perform well.