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Full commerce is the future — we get you there now.
Deliver the best payments experience for your merchants and their customers across every channel and every device: in-store, mobile, online or self-service. All from a single payment gateway platform.
The freedom of choice
One-size-fits-all payment solutions don’t offer the flexibility most businesses need to scale. Build exactly what you need for your customers and business model using our modular payments platform.
Processors & Devices
NMI offers more payment processor and payment device options than anyone else in the industry. Learn More
SDKs & APIs
Build whatever you need with less time and effort, from integrating payments into your software to developing terminal devices pre-equipped with NMI payment processing. Learn More
Gateway Solutions
Select just the features you need for your merchants, from standard payment acceptance to advanced payments solutions that drive revenue.
Who You Are
What You Do
Who You Are
ISVs
ISOs
Banks
Payment facilitators
ISVs
ISOs
Banks
Payment facilitators
What You Do
Ecommerce
In-Person
Mobile
Unattended + Self-Service
Verticals You Serve
Ecommerce
In-Person
Mobile
Unattended + Self-Service
Verticals You Serve
Put our experience to work for you
Power up your business with
full commerce enablement
One payment platform, all channels
NMI’s full commerce enablement platform powers payments in all the channels your merchants need: in-store, mobile, online or unattended.
A consolidated customer view
Our unified token vault uses a single token for each buyer’s payment credential, offering a consolidated view of customers with deep insights into behaviors and trends.
Make it your own
Our white-labeling payment gateway capabilities let you present your brand to your customers, while our customization options empower you to fully control onboarding, pricing and services offered.
Enabling payments, enabling
innovation
NMI’s mission is to power the next era of payments. We’re constantly innovating to, keep ISVs, ISOs, banks and fintechs on the cutting edge of payments processing so they can focus on what they do best.
SOLUTIONS
Payment Gateway Features
Becoming an NMI payment gateway partner helps you and your merchants. They get everything they need to accept payments — plus access to advanced features to support their growth. You get reduced churn, more recurring revenue and tools that help you manage your business.
The payment gateway solutions your merchants need
NMI’s payment gateway gives your merchants access to everything they need to accept payments and run their business.
Sell everywhere
Enable online, in-store, self-service and mobile payments — including EMV and contactless — all from a single platform.
Freedom of choice
We integrate with 200+ processors, 125+ shopping carts and a wide variety of payment devices — whatever your merchants want to use, we most likely support it.
Easy management
Merchants can process payments, manage transactions and generate reports on all payment processing activity from a single account.
Multiple MID Capabilities
Board and manage multiple MIDs on a single gateway account, and consolidate reporting, manage branches, organize products and more.
Tokenization
Reuse tokenization cardholder data from previous transactions without having to store or secure it. The token can be used for subsequent transactions without the cardholder data being re-entered.
Powerful reporting
Give your merchants valuable insights into customer behavior with a single view of data across channels.
Additional core payment
gateway solutions for your merchants
- Accept multiple currencies: Merchants can take payments in USD, CAD and many international currencies based upon processor.
- Virtual Terminal: Allows merchants to swipe cards or key in payment details from a browser for phone and mail orders.
- Collect Checkout: Let merchants quickly start selling without a shopping cart using our hosted payment page and payment button generator.
- Webhooks: Automate reporting workflow with instant transaction notifications.
- Batch Processing: Lets merchants upload files to the platform and process large volumes of transactions all at once.
- Gateway Emulator: Easily migrate from other gateways without having to rework or reprogram software or applications.
- Take all major payment types: Enable payments from Visa, MasterCard, Discover, American Express, Diners Club, China UnionPay and JCB, plus Google Pay and Apple Pay.
- Recurring Billing: Takes the hassle out of setting up recurring payments for your merchants.
- QR Codes: Let merchants create payment links as QR codes to quickly and easily get all the benefits of going contactless.
- Transaction Routing: Automatically determines which MIDs to route transactions to based on active routing directives using a single gateway account.
- Product Manager: Simplifies product management for merchants, letting them easily enter and manage product SKUs and keep inventory organized.
The advanced payment gateway services that drive value
NMI’s value-added services can help reduce merchant attrition while giving you additional recurring revenue. You choose exactly which services to offer.
Customer Vault
Reuses tokenized cardholder data from previous transactions without having to store or secure it — a must for merchants with recurring revenue models.
Automatic Card Updater
Ensures uninterrupted payments for merchants by seamlessly updating card-on-file information.
Electronic Invoicing
Merchants can email invoices and allow customers to pay with just a few clicks.
Fraud Prevention
Provides extra protection from fraudulent transactions using rule-based parameters.
iProcess Mobile Payments
Allows merchants to accept EMV card payments on a phone or tablet with turnkey mobile applications for Apple and Android.
QuickBooks® Plug-In
Enables your merchants to process transactions, create accounting entries and mark transactions as paid right in QuickBooks.
Automatic Level III Processing
Gives merchants using the Enhanced Data service the best interchange rates available on their transactions.
Next-level security that keeps everyone safe
NMI offers leading payment gateway security that keeps your merchants and their customers safe while reducing your risk and overhead.
Point to Point Encryption
P2PE is the most secure and effective encryption solution available, ensuring cardholder data is never exposed during a payment transaction.
Remote Key Injection
A cost effective, fast method that automatically and securely completes payment terminal key injection at the point of sale.
Terminal Management System
Remotely manage your payment devices, including firmware updates required for security or continued EMV compliance.
Instant merchant boarding
for payment facilitators
SOLUTIONS
Marketplace Apps
Our payment gateway Marketplace features NMI and trusted 3rd-party Value-Added Services. NMI’s value-added services can help reduce merchant attrition while giving you additional recurring revenue. The Marketplace is a centralized view of these advanced payment services and, for merchants, a streamlined view of the services you made available to them.
Reduce attrition and drive revenue with value-added services
NMI is the gateway of choice because of our flexible, customizable, and reliable platform, but what keeps them on, and growing on, our platform is our value-added services.
Kount® Advanced Fraud Prevention
Kount utilizes a global database and AI-driven comprehensive fraud screening toolset to provide real-time risk analysis and fraud assessment for ecommerce and card-not-present transactions.
Automatic Card Updater
Ensures uninterrupted payments for merchants by keeping data stored in the Customer Vault up to date via automatic updates to account information from issuers.
Customer Vault
Maintain a unique token value that enables merchants to repeat transactions without having to store or re-collect payment data — a must for merchants with recurring revenue models.
Enhanced Data (Level III Processing)
Gives merchants using the Enhanced Data service the best interchange rates available on their transactions.
iProcess Mobile Applications
Lets merchants accept EMV card payments on a phone or tablet with our turnkey mobile applications for Apple and Android devices.
Encrypted Devices
Take encrypted payments to the next level with our Swipe POS Software, Customer-Present Cloud, or a custom app you build yourself.
Electronic Invoicing
Merchants can create an invoice, email it, and allow customers to view their history and submit a payment with just a few clicks.
Cash Processing
Consolidate electronic and cash payments into a single reporting interface allowing you to view all your income streams in one location.
Fraud Prevention
Outsmart fraudsters with Fraud Prevention, our rule-based fraud prevention tool, to screen suspicious transaction activity and stay one step ahead of fraud.
Payer Authentication 2.0
Reduce your fraud risk and increase customer confidence with security protocols developed by Visa & MasterCard that allow consumers to shop online more securely.
Quickbooks® SyncPay
Enables your merchants to process transactions, create accounting entries and mark transactions as paid right in QuickBooks.
SOLUTIONS
Full commerce enablement platform
Enable payments in all the channels you and your customers need with a modular commerce enablement platform designed to take your business to the next level.
Build your ideal payments solution
Merchants need to accept payments at all points of engagement: in-store, mobile, online and unattended. NMI lets you create the ideal offering for your clients, whether that’s an out-of-the box setup or a full-stack, verticalized solution. Power commerce enablement beyond the transaction and get complete control of the entire customer experience — from sign up to pay out.
Deliver a seamless customer experience
Both merchants and customers have become more sophisticated, demanding better, more intuitive selling and buying experiences. NMI empowers you to deliver a seamless experience no matter where your merchants are selling. Enable payments anywhere from one platform, plus offer valuable insights via reporting that unifies all transactions data into a consolidated view.
The payment gateway, reimagined
As your business scales, basic payment processing won’t be enough to keep you growing. Our full commerce enablement platform can help drive new value, extend your brand, create additional revenue streams and achieve major results. No matter how big or small your business, our platform is ready to help you achieve your goals.
The best way to power payments
Get all the features and value-added services you need to help your merchants seamlessly accept payments on any channel.
Powerful payment gateway features
Get all the features and value-added services you need to help your merchants seamlessly accept payments on any channel. Learn More
Processors + Devices
We’ve pre-certified a wide variety of payment devices with some of the largest payment processors to offer your merchants more choice and easy integration. Learn More
Security + PCI Compliance
Security is at the core of everything we do. Rest assured all your merchants’ transactions are safe — and PCI compliant. Learn More
Payment Facilitator Enablement
Create a modular payments solution to enable your payments in any and all channels. Learn More
