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The Complete Credit Card Processing Platform
Integrate, accept and manage payments in a simple, secure platform.
Our merchant processing solution gives you a single, user-friendly portal. This payment processing platform also features numerous integrations and add-ons that boost its functionality and allow you to offer even greater convenience to your customers. This is the most comprehensive credit card processing option available when you want to create a seamless experience for transactions.
Transaction Management
Easy-to-use portal for managing all credit card transactions, pulling real-time reports and much more
Countertop Terminal
Plug-and-play terminal for swipe, dip and tap transactions, protected by point-to-point encryption (P2PE)
Virtual Terminal
Browser-based point-of-sale system for desktop, laptop and mobile devices
Mobile App + Device
Free app and compatible device for on-the-go business, right at your fingertips
Hosted Payment Page
Customizable, highly secure eCommerce solution for online stores
Integrations + Add-ons
Powerful integrations like shopping carts and accounting software
Merchant Payment Reporting & Management
CardPointe payment management software gives merchant users the ability to review their credit card transactions easily and in real-time, all from one location.
From this comprehensive portal, get a high level overview of your business’s payments in real-time, or drill into each transaction to conduct refunds, voids, or resend and reprint receipts.
With our advanced payment reporting software, you can focus on those metrics that are most important to your growing business. You’ll have the ability to instantly identify your best-selling products, your most loyal customers or your top-performing employees.
You can even go more granular than this to isolate new vs. returning customers and how both segments choose to pay, whether they use magstripe plastic, EMV chip cards, or NFC-enabled cards and mobile devices. All these transaction management analytics are viewable in real-time — directly through your POS reporting software.
In addition to real-time viewing, you can also export these point-of-sale analytics to facilitate strategic planning with your team. Our reporting software removes much of the guesswork so that you can make better-informed decisions about how to streamline your operations and generate more sales.
Even set up recurring billing plans for your customers so that all future payments happen automatically. Moreover, you can make changes to customer profiles at any time.
Our payment reporting software is also a great resource for managing your PCI compliance. With our Trustwave Single Sign On, you can complete your PCI questionnaire and PCI initiatives right from within your CardPointe account.
You can also bring these features right to your fingertips with the mobile credit card processing application for Apple and Androids devices.
Favorite Features
CardPointe Credit Card Terminal
The CardPointe credit card terminal is our EMV- and NFC-enabled payment machine that’s perfect for securely processing transactions. Take payments, print receipts and get paid with our card-present payment terminal protected by point-to-point encryption (P2PE).
For businesses like restaurants and spas, the terminal comes with Tip Adjust and Server ID settings. It also automatically helps merchants remain PCI-compliant by ensuring that sensitive data never touches a business’s systems.
Out-of-the box, every credit card machine comes equipped with advanced payment features designed to streamline the sales process for the merchant and the customer. In addition to traditional magstripe cards, users have the option of inserting their EMV-enabled plastic when initiating a transaction. They can also take advantage of contactless payments — either by waving their NFC-enabled cards across your credit card terminal or by using a mobile or wearable device that supports virtual wallets, such as Samsung Pay, Google Pay or Apple Pay.
Better still, there are no hidden fees when using our card payment machines. With competitive and transparent pricing, you get to keep more of every incoming sale — without any surprises, surcharges or penalties.
The CardPointe credit card terminal is our EMV- and NFC-enabled payment machine that’s perfect for securely processing transactions. Take payments, print receipts and get paid with our card-present payment terminal protected by point-to-point encryption (P2PE).
For businesses like restaurants and spas, the terminal comes with Tip Adjust and Server ID settings. It also automatically helps merchants remain PCI-compliant by ensuring that sensitive data never touches a business’s systems.
Out-of-the box, every credit card machine comes equipped with advanced payment features designed to streamline the sales process for the merchant and the customer. In addition to traditional magstripe cards, users have the option of inserting their EMV-enabled plastic when initiating a transaction. They can also take advantage of contactless payments — either by waving their NFC-enabled cards across your credit card terminal or by using a mobile or wearable device that supports virtual wallets, such as Samsung Pay, Google Pay or Apple Pay.
Better still, there are no hidden fees when using our card payment machines. With competitive and transparent pricing, you get to keep more of every incoming sale — without any surprises, surcharges or penalties.
Favorite Features
Virtual Terminal
The CardPointe Virtual Terminal is a browser-based point-of-sale system that comes complimentary with a CardPointe account.
As a business owner, this technology allows you to accept both card-present and card-not-present transactions or virtual payments, in-person or over-the-phone.
When customers supply their name, address and credit card details (via mail, phone or email), you simply log into your CardPointe credit card virtual terminal to key this information directly — using any browser. Once you click submit, those payment details are instantly verified, and you make a new sale!
The CardPointe Virtual Terminal is secured with our patented tokenization and can be paired with devices protected by our PCI-validated point-to-point encryption (P2PE).
You can even integrate our powerful CardPointe Integrated Terminal devices to your Virtual Terminal, to process virtual transactions protected by EMV or chip card technology.
Virtual credit card processing is ideally suited for businesses that rely on mail order, telephone order (MOTO) payments when neither the customer nor the card is physically present.
Additional benefits of our secure virtual payment terminal technology include the ability to:
– Accept payments anywhere. All you need is a mobile or PC browser, plus access to your secure CardPointe account
– Simplify payments; especially for those customers who can’t (or won’t) use their credit cards for traditional e-commerce shopping
– Store customer data, allowing you to offer recurring billing options, exclusive discounts or loyalty points
– Provide customers with electronic (virtual) receipts; whether for one-off purchases or recurring payments
Favorite Features
Tokenization
Our patented tokenization replaces your customers’ sensitive data with tokens that are useless to hackers
Point-to-Point Encryption (P2PE)
Our PCI-validated P2PE protects cardholder data throughout the full lifecycle of a transaction
Integrated Devices
Seamlessly integrated devices make it easy to swipe, dip and tap cards while using the Virtual Terminal
Mobile Credit Card Reader & Processing App
The CardPointe Mobile App (credit card reader app) is an extension of the full CardPointe platform, brought to your smartphone for simple, secure, on-the-go payments, so business can be done anywhere. This mobile credit card processing solution is compatible with iPhone and Android, free to download from the Apple® or Google Play™ stores and offers the same great features that are accessible on the desktop version.
Right within the mobile card swipe app, businesses can label, price and organize products with the Catalog for fast, simple checkout. If businesses need to accept cash payments, they can do that too.
The transaction management features in the app make it easy to filter and pull reports. Plus, it’s simple to drill into each transaction to complete actions like voids or refunds.
The CardPointe Mobile Credit Card Reader is portable and perfectly compatible with the CardPointe App and allows businesses to securely accept credit cards directly from a smartphone.
Why Turn Your Smart Device Into a Mobile Credit Card Machine?
To process credit card transactions, most brick-and-mortar businesses rely on desktop POS readers that stay by the checkout counter. However, for electricians, plumbers, lawn care specialists, food couriers and other businesses that interface with customers in the field, portability is essential. They need POS solutions that can securely accept payments on-the-go.
Investing in a dedicated handheld POS reader is one option. However, it’s simpler and cheaper to convert your existing smart device into a mobile credit card reader. This approach keeps costs low while still enabling you to process payments — no matter where your business takes you.
When using our mobile POS app specifically, you’re not limited to traditional magstripe swipe-and-sign plastic. Our mobile card reader technology supports all payment types — including those made with EMV chip cards or NFC-enabled cards and mobile wallets. You can also email or text receipts to each customer, which helps minimize unnecessary paper.
Favorite Features
Free Download
Get the CardPointe mobile POS free for iPhone and Android from Apple’s App Store or Google Play Store
Product Catalog
Organize, label, price and even discount your products and services for an easy checkout process
Cash Acceptance
Have customers that aren’t paying with cards? Accepting cash within the app is an option too
CardPointe Hosted
Payment Page (HPP)
The CardPointe Hosted Payment Page (HPP) is the best eCommerce solution for online stores to implement a simple, customizable, and secure payment page that fits their branding.
Our hosted payment pages require no developer involvement, so HPP setup is quick and simple. It’s directly integrated into the CardConnect Gateway, protected by our CardSecure solutions, so businesses can easily manage their PCI compliance. The best part is, it’s complimentary with any CardPointe account!
How it Works.
Using a CardPointe hosted payment form allows your customers to supply their credit card details on a checkout page that looks and feels like your site, but is actually “hosted” on our secure servers.
This approach can dramatically reduce your fraud exposure, which is incredibly important when processing anonymous, card-not-present transactions online. In addition to providing your customers with a more secure shopping experience, using a hosted payment page also makes it easier to pass quarterly and annual PCI scans — saving you time and money.
Better still, the HPP setup process couldn’t be easier. You don’t need to be a programmer to get started. With a single click, you can download our hosted payment SDK (software development kit), which comes pre-bundled with all the core tools you need to begin accepting credit cards quickly and securely. Just embed a few snippets of code on your site — and you’ll be up and running in no time.
With your hosted checkout page, you can add or remove whatever payment fields are most important for your business. Plus, you can brand the entire form with your logos, messaging, and colors. However, we also offer API integration for those who wish to take this customization to the next level — complete with extensive documentation, sandbox testing, and 24/7 customer support!
Favorite Features
Payment Processing Integrations + Plugins
Expand your business’s toolbox with POS plugins that are perfectly integrated with CardPointe
There’s more to CardPointe than accepting payments.
With a CardPointe account, you can unlock access to valuable extensions like point-of-sale
options and software solutions that can help streamline your
processes, enhance your offerings and grow your business.
Check out a selection of our most popular CardPointe POS integrations.
Popular Device Integrations
If you’re looking for POS integration solutions beyond our plug-and-play CardPointe Terminal, we offer additional, popular options to meet your card-present payment acceptance needs.
Our family of CardPointe Integrated Terminals are not only compatible with the CardPointe Virtual Terminal, they come equipped with EMV (chip card) acceptance as well as NFC for secure and contactless payment options.
A point of sale customized to meet the payment acceptance needs of your business, complete with sleek countertop or mobile devices and a library or apps and features to fit your preferences.
Mobile Devices & USB Readers
A point of sale customized to meet the payment acceptance needs of your business, complete with sleek countertop or mobile devices and a library or apps and features to fit your preferences.
Simple-Setup Shopping Carts
The CardPointe Hosted Payment Page is the perfect ecommerce solution for businesses wanting seamless payment processing integrations, complete with simple and customizable checkout pages for online transactions and charitable donations.
Data Validation Solutions
Card Account Updater
The CardPointe Card Account Updater provides an automatic daily scan and update of customer credit card information that may have expired, to prevent declined or invalid payments, keeping recurring billing running smoothly.
Reliable Payroll & Accounting Tools
With Money Network, you can simplify your payroll strategy and optimize costs with up to 100% electronic payment delivery, all while giving your employees the freedom to access and manage their wages with the Money Network check, debit card and mobile app.
We offer QuickBooks support so that you can combine CardPointe’s payment gateway integrations with standalone applications to securely transform your desktop into a point of sale, complete with real-time reporting and bookkeeping.
Business Growth Essentials
With the Clover Capital merchant cash advance program, you can turn future credit card sales into working capital with clear and easy payback terms that give you the flexibility to grow your business.
Amex OptBlue® Program
OptBlue provides businesses with an easy and affordable way to accept American Express credit cards. Eligible businesses can automatically bundle American Express along with the other major card brands that they already accept.
